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Protecting What Matters Most Across West Virginia, Ohio, Kentucky, and Virginia

Life changes, but our commitment to your family’s health, life, and Medicare needs never will. We’re here to protect and support you, from first steps to golden years.

We're local, we're family, we've got you covered!

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Our Services

We can help you and your family find the coverage you need at a cost that you can afford.

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Medicare

From signing up for Medicare to understanding how it works, we will help ease the burden every step of the way. Our agency specializes in Medicare Advantage Plans, Medicare Supplement Plans (Medigap), and Medicare Prescription Drugs Plans (Part D Plans).

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Dental Insurance

Whether it's your first impression or your oral health, insuring your smile is important. Don't grind your teeth trying to find a dental insurance plan that fits your needs. We can help you choose the right coverage for you, your family, or even your employees, at a cost you can afford!

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Cancer Insurance

Cancer insurance is designed to provide extra financial protection during treatment and recovery, but knowing what type of coverage fits your situation can be difficult. We can help you find a plan that adds the right layer of protection, at a cost that works for your budget!

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Health Insurance

Whether you're exploring coverage for yourself, your family, or your employees, we take the time to understand your needs and guide you to the right plan. We specialize in Individual Health Plans (ACA), Dental & Vision Plans, and Supplemental Health Products.

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Vision Insurance

Most would agree that vision is important, (we hope you can read this), but comparing vision insurance plans and benefits isn't always straightforward. We help you find a cost friendly vision insurance plan for yourself, your family, or for your employees!

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Hospital Insurance

Hospital indemnity insurance helps pay you directly for covered stays and related expenses, but figuring out how much coverage you actually need isn’t always straightforward. We can help you select a plan that provides the right financial cushion, at a price that fits your budget!

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Life Insurance

Protecting your loved ones is much more important than protecting any asset you own, but finding the right life insurance plan can be confusing and overwhelming. We can help you make sure you have the right amount of life insurance, at a cost that you can afford!

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Annuities

Planning for retirement is one of the most important financial decisions you can make, especially when you’re rolling over a 401(k) or IRA from a previous employer. We can help you choose the right annuity solution for your goals, at a level of risk and cost that fits your needs!

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Accident Insurance

Accident insurance provides cash benefits to help cover unexpected costs, but choosing the right level of protection can be hard to figure out. We can help you pick a plan that fits your needs and your budget, so you’re better prepared when the unexpected happens!

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Our Story, Our Promise

Mission Focus

Founded in 2024 in Saint Albans, West Virginia, Mountaineer Health and Life Insurance was built on a simple mission: to make insurance easy to understand and enrollment stress-free. As a locally owned, family-run agency led by Justin and Sarah Hundley—with over a decade of combined experience—we’re proud to provide thoughtful, personalized insurance solutions for individuals, families, and businesses. We’re here to listen, guide, and support you every step of the way.

Our main goal is to offer dependable coverage and clear, helpful information to our clients. Guided by our core values of Family, Community, Service, Trust, and Excellence, we aim to make your insurance experience smooth and stress-free—leaving you with peace of mind. Whether it's for you, your loved ones, or your employees, we're here to support you with all your Health, Life, and Medicare needs.

"Justin is awesome! If you are looking for affordable insurance, he is the man. He will save you money on health and life insurance. He will save you money on home and auto insurance. If it has anything to do with insurance, talk to Justin. He can even help with Medicare!"

Ronald, WV

COMPARE PLANS IN YOUR AREA

We offer an innovative approach on your ability to compare plan options and enroll in the coverage that best fits your needs. At Mountaineer Health and Life Insurance, we believe that you are entitled to clarity and peace of mind. You can compare different options using the links below, but always remember that we are just a phone call away if you need help!

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© 2025 by Mountaineer Health and Life Insurance, LLC. 

 

We are not endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please reach out to Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. 

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